Our Carers Insurance changes the lives of people every day

SAGIC has been providing insurance since 1909. Let us take care of your insurance needs too.

Our carers liability insurance protects you when you care for others

What do our carers insurance policies cover?

You can choose the cover level that suits your needs.

Summary of cover

  • Public liability
  • Up to 90 days' international cover (Gold option only)
  • Personal belongings at work up to £250
  • Accidental death
  • Permanent and temporary disability
  • Hospitalisation (accident-only)
  • Legal expenses up to £10,000

This policy has no excess.

Cover levels

You can choose between 3 levels of cover

  • Bronze: Public liability cover up to £1 million
  • Silver: Public Liability cover up to £2 million.
  • Gold: Public Liability cover up to £3 million.
  • Monthly Costs:
  • Bronze: £6.25
  • Silver: £9.17
  • Gold: £13.34

This policy comes with

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NO interest on monthly payments

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NO amendment fees

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NO credit card charges

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NO cost for postal confirmations

Why choose us?

We are more than an insurance company


We are 100% owned by
The Salvation Army


We give back to those in need


Our policies change the lives
of people every day

How to make a claim

In the event of the claim then please contact our office on

0300 030 1865

Opening hours are 9 am - 5 pm Monday - Friday.

Outside these hours there is a 24-hour Emergency Helpline available on the same number, or email
Our carers liability insurance policies are administered and provided by our partner and underwritten by us.

Download our carers insurance documents

Members of The Salvation Army

If you are in contact with The Salvation Army on a regular basis then discounts are available for:

  • Attendees
  • Employees
  • Officers
  • Soldiers / Adherents
Please make sure you mention your affiliation when you contact us.

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