CHURCH Insurance

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SAGIC provides niche church insurance specifically designed to cover the unique needs of chuches, church-owned community centres, church-owned offices and training centres, and other places of worship. Policies can be tailored to suit your exact needs, so you don’t have to pay for cover that you don’t want.

SAGIC donates all profits from church insurance policies to The Salvation Army, allowing the organisation to provide shelter and food to people in need, including victims of human trafficking. SAGIC donations also allow community workers to spend more time assisting the most vulnerable people in society.

Summary of Cover

Church insurance covers the church property (buildings and contents) and liabilities (employers and property owners).

For example:

Church buildings and contents which covers damage from floods, fire and storms, and theft of metalwork.
Personal effects which are damaged or stolen.
Musical instruments which are damaged or stolen, and may include a piano and guitars used in worship.
Glass breakage in the event of accidental damage to fixed glass, including stained windows and doors.
Loss of income in the event of damage to building premises or contents which interrupts church activity.
Frozen food which covers frozen food that is stolen or damaged as a result of electrical breakdowns.
Theft of cash which covers collection money and fundraising cash up to a predetermined limit, and can include theft from a church official’s house or while in transit.
Employers liability that covers injury to employees and authorised volunteers.
Public and property owners’ liability which covers damage to property and injury and/or illness to the public while on church property.

Other Benefits

In addition to standard church insurance coverage, we also offer:
: Long-term agreement discounts if you agree to use SAGIC for your insurance needs over the next 3 to 5 years.
: Premiums can be paid monthly with no additional charge. Contact SAGIC for details.
SAGIC can also arrange cover for other risks with other specialist church insurers. Examples may include:
: Products liability which covers goods sold or supplied and is handy for church fetes and soup kitchens.
: Publishers’ indemnity which covers unintentional libel or trademark infringement on official church publications.
: Personal accident for employees injured during the course of duty.
: Pastoral care covers negligence resulting from pastoral care and may include personal injury, property damage and financial loss.
: Child care activities for playgroups, after school care and Sunday schools.
: Legal expenses covers legal costs relating to any lawsuits brought against the church.

Claims

In the event of a claim contact our office on 0300 030 1865, opening hours are Mon – Fri, 8am – 5pm.

Outside these hours call the 24-hour Emergency Helpline on the same number.

Or, email claims@sagic.co.uk.

CHURCH Insurance

Summary of Cover

Other Benefits

Claims

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