Self Storage Insurance

Self Storage insurance protects your valuable possessions when you need to place them in self-storage units for a  period of time. Self-storage companies usually offer their own insurance, but it doesn’t mean that you have to take theirs. In fact it’s often much more cost-effective to purchase it from a specialist insurer.

Our storage insurance covers domestic and commercial self-storage, and is available for long-term and short-term rentals. Prices start from just £0.78 per week.

Remember,  that you need to provide an accurate estimate of your contents’ value so you aren’t underinsured in the event of a claim.

Other factors that can affect the cost of insurance include the location of the premises, 24-hour CCTV and fire alarms, secure reception and controlled access to storage units, staff on premises 24/7, and the construction of the storage units.

Key Benefits of SAGIC Self-Storage Insurance

At our discretion, we will replace or repair any stored items damaged. Our storage insurance provides coverage against loss or damage in the event of:

  • Natural disasters. These include lightning, earthquake, storm, flood and snow
  • Fire and explosion
  • Leaking water/liquid from fixed water tanks and pipes
  • Theft and attempted theft. Proof of violent breaking and entering (e.g. broken lock) is required
  • Falling trees, telegraph poles and lamp posts
  • Collision by any vehicle or animal
  • Impact by aircraft and other flying devices, or items dropped from flying aircraft
  • Riots, violent disorders, strikes, labour disturbances, civil commotion and malicious acts

Possessions covered by storage insurance

  • Computer and electronic office equipment
  • Deeds, registered bonds, and personal documents up to £1,000
  • Household furnishings, furniture, carpets, curtains, and home appliances
  • Machinery, stock, tools, and plant
  • Pedal cycles up to £1,000 per cycle
  • Personal possessions
  • Stamp, coin, and other collections up to £1,000
  • Valuables up to £1,000
  • Your policy won’t cover any type of currency, including money, coins, bullion, credit/debit cards, lottery tickets and vouchers.
  • Your policy won’t cover dangerous items, including explosives, flammable contents and fire arms and ammunition.